I’m writing this to all. I have been very physically ill this year. I thought this year I would try being non-vegan for awhile and I thought it might off set the phases I was going through this year. Its nothing like waking up everyday this year with a massive migraine and fever in my head everyday.

Most of my life I have always worked 2 or 3 jobs, whether, for others or my self. I will be 55 years old next year and really looking forward to it. Since it is about the end of 2017, it is time for a change, for me.

I’m stepping back, lighting my load, and part of that load is this website. I had some great times and made some friends along the way. I know that we can always be harder on our own selves, then anyone can on us. The internal and external landscape is the backdrop of life and they must be balanced, in order to create infinite possibilities.

I’m wishing you all the best in life and all the riches of happiness.  Create the life you want, become who it is you want in your life, and enjoy the prosperities of challenges brought to you. Each challenge helps to grow in mature mental, physical, emotional, and spiritual growth.

Peace be with you. Instead of saying goodbye, I prefer – See you on the flip side.

Working on Immortality aka Asceticism

I have mentioned to close friends, over the years, I’m working on immortality.  There are certain vitamins, minerals, lifestyle, etc., that creates a way of life in 3D 3rd dimension.  I am far from privileged. I have a job, I pay my taxes, and everything that is expected from a productive person in society.  However, my true hearts calling is – working on immortality. To some it may make more sense, with the definition – Asceticism.

Asceticism describes a life characterized by abstinence from worldly pleasures. Those who practice ascetic lifestyles often perceive their practices as virtuous and pursue them to achieve greater spirituality. Many ascetics believe the action of purifying the body helps to purify the soul, and thus obtain a greater connection with the Divine or find inner peace. This may take the form of rituals, the renunciation of pleasure, or self-mortification. However, ascetics maintain that self-imposed constraints bring them greater freedom in various areas of their lives, such as increased clarity of thought and the ability to resist potentially destructive temptations.

The term “ascetic” derives from the ancient Greek word askēsis (practice, training, or exercise), which refers the regimen many Greek warriors and athletes followed to attain optimal bodily fitness and grace.

Historically, there have been two main categories of asceticism: “Otherworldly” asceticism is practiced by people, including monksyogis and hermits, who withdraw from the world in order to live an ascetic life; famous examples include Lao ZiGautama Buddha, and Francis of Assisi. Such men forsook their families, possessions, and homes to live an ascetic life, and according to their followers, achieved spiritual enlightenment. “Worldly” asceticism refers to those who live ascetic lives but don’t withdraw from the world; for example Mahatma Gandhi and many Roman Catholic priests have made asceticism the personal foundation for their work in society.



Credit Union APY

Well I’m doing research of what I need when I turn 55 years old. I have one year to decided through a banking system, of how to make my money work for me, through interest.

I have always banked through credit unions, in every state I live in. Credit Unions are more for the community instead of for big business.

In my list of comparison shopping, I want convenience, Human contact when I walk into a bank, and APY on checking and savings. I like my pennies and I want to keep them.

In no particular order –

Savings – TruWest 0.05%, Marisol 0.03%, ArizonaFederal.org 0.01%, Sun West 0.05%, Vantage West Credit Union 0.05%, Desert Schools Credit Union 0.05%, Desert Schools Credit Union Health Savings 0.20%

Checking – Altier Credit Union 0.01, Arizona Central Credit Union Account Lifestyle 0.07%, Landing Credit Union 0.01%, Afizona Federal Credit Union 0.01%, not a credit union but, BMO 0.20%

I will check the list again in 6 months to see if changed.

This list is for my own personal taste of what I am looking for. Of course everyone is different.

Weather in the world

Since I live in the desert for many years and temps can reach up to 120 + degrees, I wonder sometimes what the weather is like in other parts. Such as, if I take a vacation what will the weather be like?

We are not lucky enough in school to be taught how to convert things into metric. Also, it’s not something I want to spend my time on learning. But, it’s fun to know, that when I go somewhere for vacation, etc. what is the weather like in Celsius. I found a great site Celsius to Fahrenheit.

I have been a landscaper for over 24 years now and I don’t need the weather man/woman telling me the temps, because I live it daily. But, if I go some where for vacation, I want to know the temps.

It may seem long to others, but my goal is my retirement. Where am I going to visit or live when I retire? First and foremost, what will the weather be like?

One of my favorite sites, Astro.com calculates from the moment I was born, where is the best city in the world for vacations, business, love, etc. It calculates by longitude and latitude from my birth day and time of birth.

Choose your color

In the land of possibilities, we get the good with the bad simultaneously, in an instant. Depending upon where your energy is already leaning towards, you will receive more of the same. Such as, positive creates more positive and negative creates more negative. Typically our own vibrations in the natural realm is our core of being. We always have a choice which vibration to add to our own vibration.

Each vibration correlates to a number and each number has a color. Those colors illuminate from your chakras in auric colors. Auric colors come from the color scale and you have to use a special machine to see those colors. Those colors are the emotional body of being.

The core of being are the colors that you carried into this life when you were born. Each color changes with each adventure in life. Each adventure is simply an experience with an emotional attachment.

Such as, red / love or hate, etc.

Wiki – How To Live On Minimum Wage

When I first heard Suze Orman say, “Money is an extension of our emotions”, to me was a profound statement.

Living in a family that worked in accounting, they basically had a head for numbers. But, I on the other hand, had a head for art. While growing up, my mother use to give me tons of books on financing. I read them and I was bored to death!! But, the info carries much weight in life. I was also working in accounting for 13 years and one day, I said ” my soul is dying, I can’t do this any more”. Over the years I took tons of classes on financing and to this day I have a private collection on financial books.

Sure we all have 401K and such through our work.  But, is it really enough, to live that life style that we have all grown accustomed to when we retire. I’m no wiz when it comes to finances, I don’t watch the stock markets and such, shoot I don’t even have a tv for the past 9 years. But, I do know supply and demand. It takes courage, as Suze Orman stated, to be debt free.

At one time in my life I had 26 credit cards and other accumulating debts. Later in life I became much more aware of supply and demand. It would be nice to be considered middle class income, but with the shrinking dollar, the middle class is now the high low class. I found that changing priorities in life, helped to becoming debt free. Part of becoming debt free is learning to say no. Being a responsible consumer is having courage. I seriously don’t even like talking about finances, but it is an extension of our emotions.

I came across this article years ago, How To Live On Minimum Wage. I always say, “I want to keep my pennies in my pocket, I have worked too hard to give them away”. Most people talk in dollars, I talk in pennies. It’s a nice day when I find change. Just think, one dollar has 100 babies (word association). I want that dollar to have babies, as those babies grow then they become dollars. Remember too much planning takes all the fun out of what ever you are saving for. So, make it a game to watch those pennies grow that you have found and saved.

By the time I retire, I’m sure medical will cost me over $800.00 per month, after insurance. The biggest businesses in the world revolve around technology and medical. Those fields will grow as your dollars shrink.